• MarkitLend US Consumer Finance Fund (USCF)

  • 6821 Tortola Way, Fort Collins, CO, USA
  • Overview
  • Investment
  • Team
  • Financials
  • Gallery
  • Perks
  • FAQ
  • Discussion
  • Terms
 
 

Overview

MarkitLend provides a gateway to a suite of professionally managed investments focused around one of the fastest growing areas of finance today – peer to peer lending. We created a truly international business by merging SymCredit, a growing European P2P lending platform with US based Software for Marketplace Lending (SMpL), which has a track record of success investing in US consumer loans.

Our mission is to provide investors not just investments, but also the tools, expertise and personal dedication it takes to make investments that generate returns. Our team of finance professionals has more than 20 years of experience and has worked at major international banks in corporate finance, portfolio management, investment analysis and trading.

​An International MarkitPlace for Business Loans
Our MarkitPlace enables investors to earn attractive rates of interest lending direct to credit worthy businesses from the US and Europe. The loans are available in a range of currencies and tenors. Eligible borrowers must meet our credit standards.

Interest rates available are determined by our proprietary credit scoring models. We invest in the loans on the platform along with our clients. Once the loan is issued we manage the loan for and on behalf of our investors. From the day the loan is originated to the day the loan is repaid MarkitLend is on the scene.

Investors can either select loans themselves or let us build and manage their loan portfolio.

Company Info

 
 

Company Info

MarkitLend is a Peer to Peer (P2P) loan investment advisor and fund operator.

MarkitLend provides a gateway to a suite of professionally managed investments focused around one of the fastest growing areas of finance today – peer to peer lending.

We created a truly international business by merging SymCredit, a growing European P2P lending platform with US based Software for Marketplace Lending (SMpL), which has a track record of success investing in US consumer loans.

The principals, Mr. Michael Sonenshine CFA and Mr. Fernando Sanchez, have over 40 years combined of successful loan portfolio management, including P2P structures the last 10 years.

Over the last three years we have been executing on our P2P strategy in applying FinTech to our offering:

  • Our currently offered private mutual fund, USCF (United States Consumer Finance), utilizes proprietary and proven algorithms to acquire P2P loans, consistently delivering approximately an annual 7.5% return and very low volatility of approximately 0.3%.  Please refer to our monthly fact sheet under the News tab.
  • MarkitLend’s DLT (Distributed Ledger Technology, also known as BlockChain) is utilized in our Investors tab/portal.
  • It is used for managing AUM (Assets Under Management).  For example, share registry and audit/assurance
  • As Custodian, KoreTransfer

MarkitLend’s USCF has been audited for the years 2017, 2018 and 2019 and received a clean opinion, audit reports in Compliance tab.
  • Our USCF fund is highly diversified with almost 3,000 distinct loans, all for debt consolidation or credit card refinance
  • The original terms of the loans are for either 36 months (60% of the portfolio) or 60 months
  • All loans are fully amortizing and MarkitLend receives principal & interest daily
  • Annual return approximately 7.5% with volatility of 0.30%, risk adjusted return (Sharpe Ratio) of approximately 20+%

Our registration information, with all appropriate regulatory agencies is available and some of the registries can be seen above.

  • Fernando Sanchez | CEO

  • Michael Sonenshine | CIO

Investment Highlights

 
 

Fund Summary

MarkitLend US Consumer Finance Fund (USCF) invests in a well-diversified portfolio of Peer to Peer (P2P) US consumer loans.

The Fund focuses its investment in loans with the stated purpose of refinancing credit card debt or debt consolidation. The portfolio has purchased 3,330 loans.

The Fund seeks to achieve a high level of income as well as return of principal with low volatility. Maturities of the loans in the portfolio are up to 60 months. The continuous flow of income and principal enables the fund to reinvest continuously and compound returns.

Further, the relatively short duration of the portfolio effectively lowers overall volatility in response to changes in interest rates.

Fund Audit
MarkitLend’s USCF has been audited for the years 2017, 2018 and 2019 and received a clean opinion, audit reports:
  • Our USCF fund is highly diversified with almost 3,000 distinct loans, all for debt consolidation or credit card refinance
  • The original terms of the loans are for either 36 months (60% of the portfolio) or 60 months
  • All loans are fully amortizing and MarkitLend receives principal & interest daily
  • Annual return approximately 7.5% with volatility of 0.30%, risk adjusted return (Sharpe Ratio) of approximately 20+%

Our registration information, with all appropriate regulatory agencies is available and some of the registries can be seen above.

Financial Snapshot

Financial Highlights

Documents

Project Title Document Title Action
MarkitLend US Consumer Finance Fund (USCF) Private Placement Agreement Download
MarkitLend US Consumer Finance Fund (USCF) Subscription Agreement Download

Investment Location

Instructions

 
 

Instructions

Instructions

Perks

 
 

Some of the Perks

Perks

Frequently Asked Questions (FAQ)

What is the minimum investment?
Minimum investment is $1,000
Can non-accredited investors invest?
Yes, Reg CF allows both accredited and non-accredited investors to invest

Discussion

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about 19 days ago
I'm affiliated with MarkitLend US Consumer Finance Fund (USCF)
Test
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about 27 days ago
how we can do that?
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about 27 days ago
What is Lorem Ipsum?
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Townstack Demo @ Townstack Demo Lorem Ipsum is simply dummy text of the printing and typesetting industry. Lorem Ipsum has been the industry's standard dummy text ever since the 1500s, when an unknown printer took a galley of type and scrambled it to make a type specimen book. It has survived not only five centuries, but also the leap into electronic typesetting, remaining essentially unchanged. It was popularised in the 1960s with the release of Letraset sheets containing Lorem Ipsum passages, and more recently with desktop publishing software like Aldus PageMaker including versions of Lorem Ipsum.
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Terms

 
 
INVESTMENT TERMS


VFS has launched our $1MM funding round, which is now live and open for investment. As part of the private launch we are offering discounted terms for the first $500K* collected ($50K already committed). 
 
Some of the perks we are offering our early investors:
  • Discount Rate - 20% (normally 10%)
  • Valuation Cap - $5MM
  • Interest Rate - 10%
  • $1,000 minimum investment


 

Invest Now

$199,500 of $50,000

Invest Summary

  • Deal Type: Reg CF
  • Sponsor: MarkitLend Investment Advisors
  • Hold Period: 1 YR
  • Funding Goal:$50,000
  • Investment Type: Fixed Income
  • Min. Investment: $1,000
  • Fund Summary
Documents

SEC Registration

Investor Perks
Select This Bonus
TIER 1 PERK
$2,000
5% Discount to MarkitLend NAV
Select This Bonus
TIER 2 PERK
$5,000
7.5% Discount to MarkitLend NAV
Select This Bonus
TIER 3 PERK
$7,500
10% Discount to MarkitLend NAV